Retirement is in 35 years for me, which is a long time to consider. I found one of those retirement planning calculators online and it said I would need over 3 million dollars to retire comfortably. That’s a lot.
While seemingly impossible, it’s not. Save money like I always do and keep investing. I’ve had a lot of friends ask me about investing and more or less, they seemed mildly impressed. While some out there spend their time watching TV or whatever lame brain show is the new fad, I can’t stand it. To sit and do nothing is counter productive.
I don’t believe too many people consider their future as much as I do, but the end goal is live a long life without having to struggle to make ends meet. While I’m not old, this puts me in a position to set myself up for the future — one that includes owning a home, having assets and most importantly, a family. I’m always amazed at how little time people plan for life and act on impulse. Everyone wants it now and actively seek immediate gratification. It’s sad and a mistake.
Take the $1200 everyone got as a stimulus check. I still have all of it. My friends spent theirs. Nice? It’s rather foolish if you ask me. Free money that you didn’t plan on having at the beginning of this year shouldn’t be blown on some extravagant purchase. It’s one of my pet peeves with people my age — stupid spending and a lack of proper money management.
At the current rate, I’ll be worth six figures in the next couple years. It’s a far cry from how I was after college. I feel quite good about myself but I’m willing to bet a few closest to me are jealous. You can’t expect people in this economy to be envious. So be it. Everyone loves to criticize you when you’re down in the dumps but when you’re above them, suddenly they’re silent. It’s fucking pathetic.
I like working which is the crazy thing. I did 60 hours this week and finally launched my company as well. The satisfaction is high and there is no better feeling than having it all come together. My work ethic is one of my better qualities. Granted it doesn’t leave me much for a regular social life but if the end result is prosperity, I’ll buckle down and keep at it to make the dream a reality.
Life can be so open ended and somehow I condensed what I want into three main goals. There’s a charming simplicity to it. This year was one of the craziest there was and yet I’m all smiles and optimistic. I’m doing alright and my God, I like it.